Sable Secured Credit Card Review – $25 Bonus

The Sable secured credit card comes with a $25 bonus. The company's mission is to make banking inclusive and effortless for everyone.

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The Sable ONE Credit Card is ideal for anyone wanting to establish or repair their credit, as it comes with no hard credit inquiries.

You can make purchases on your Sable credit card's charge account and use them to improve your credit score.

Not only will you earn a $25 Bonus for signing up, but you'll also start developing your credit score and receive premium benefits as well as perks. Continue reading to find out in our Sable Card review.

Secured Sable ONE Credit Card Features

Overview:

  • Get a dollar-for-dollar match on all cash back at the end of your first year with Sable’s Double Cash Bonus.
  • Earn 2% cash back on everyday purchases at Amazon, Uber, Uber Eats, Whole Foods, Netflix, Spotify, and more! Plus, earn 1% cash back on all other purchases.
  • Auto-review to unsecured card in as FAST as 4 months, 3X faster than anywhere else with Sable’s graduation promise.
  • Up to $10,000 credit limit
  • No credit check or US credit history required.
  • No SSN required for non US citizens.
  • Build US credit history FAST. Sable offers enhanced reporting on more data points than any other card so you can build your credit faster.
  • No annual fee, no minimum security deposit.
  • Premium benefits like coverage in the event your covered cell phone is stolen or damaged (including cracked screens!), rental car insurance, and much more!

No credit checks or prior U.S. credit history is required. Use your Secured Sable ONE card and start building your credit history from day one.

You can get approved for your Sable bank account and Sable ONE credit card within 5 minutes.

You can earn 2% cash back on purchases made at Amazon.com, Uber, UberEats, Whole Foods Market, Netflix, Spotify and thousands of other online merchants when you use your Sable ONE credit card.

You can earn 1% cashback on every purchase on everything else. You can get an unsecured card in as little as 4 months.

There is no minimum credit limit, so you can deposit any amount of your choice up to a maximum of $10,000.

Secured Sable ONE Credit Card Summary

  • Welcome Bonus: Spend $250, and they'll give you $25 back (learn more here)
  • Ongoing Rewards/Benefits: Up to 2% cash back on purchases, up to 1% Cash back on all other purchases.
  • Foreign Transaction Fees: None
  • Annual Fee: $0

Pros

  • Can improve credit score by using a card and paying on time.
  • There’s no minimum credit limit, so you can choose to deposit any amount you’re comfortable with, up to a maximum of $10,000.
  • No annual fees.
  • Mastercard car rental insurance included.
  • Cell phone protection, including cracked screens.

Cons

  • No unsecured credit cards available yet.

What is a secured credit card, anyway?

A secured credit card is a type of credit card that's secured (or ‘backed') by secured funds in a deposit account. The card functions much like a normal credit card, with monthly statements and minimum repayments, but you’ll need to add these secured funds to your account before using the card.

The funds you add are used as security on what you borrow, so you won’t be able to touch them until you reduce your credit limit, close your account or get upgraded to an unsecured card. 

OK, so what’s my credit limit?

That’s a great question! Unlike many other types of credit card, with the Sable ONE secured credit card you’re able to set your own credit limit. 

Remember those secured funds we talked about in the first question? Those are used to determine your credit limit. So if you deposit $200 in secured funds when you first get your card, $200 will be the maximum amount you can borrow without making a repayment. 

There’s no minimum credit limit on our cards, so you can choose to deposit any amount you’re comfortable with, up to a maximum of $10,000.  

How do I add my secured funds?

To add your secured funds, all you need to do is navigate to your Sable ONE secured credit card in the Cards screen of the Sable app and click ‘Increase credit limit’.

This will automatically deduct the funds from your Sable bank account to a reserve account to act as the security deposit for your credit limit!

Sable Fees

Spend worry-free on your credit card!

There are no hidden fees:

  • No Annual fees
  • No foreign transaction fees
  • Prime + 6.99% APR

You will never experience any hidden fees with Sable.

Sable $25 New Member Bonus

The referral program is for customers who wish to refer other customers to join Sable. Customers will need to sign up for Sable using the unique link provided by the referrer to be eligible for the bonus.

You can earn a $25 bonus when you open a new Sable account and spend at least $250 on your card within 60 days of signing up using a referral link. This offer is only available to individuals who are new to the card.

We do not have a referral link at this time, but if you wish to provide one, please leave it in the comments section below.

Sable Give $25, Get $25 Referral Program

The referral program is for customers who wish to refer other customers to join Sable. Customers will need to sign up for Sable using the unique link provided by the referrer to be eligible for the bonus.

Refer a friend to open a new Sable bank account and spend at least $250 on their Sable card within 60 days of joining. Both of you will get a $25 cash bonus if all reward conditions are met.

The cash bonus is paid out to you up to 45 days after your recommendation finishes qualifying. You can earn a maximum of $10,000 in referral bonuses.

Sable Card Review

The Secured Sable ONE Credit Card is a wonderful credit card for people who are new to credit or wish to repair their credit. This is an excellent card to apply for since most secured credit cards don't provide a welcome bonus or cash back opportunities.

Brian Meiggs
Brian Meiggs
Brian Meiggs is a personal finance expert, and the founder of ReferralWallet, a personal finance site helping you put more money in your pocket. He helps readers follow the smart money in order to increase their earning potential and start building wealth for the future. He regularly writes about side hustles, investing, and general personal finance topics aimed to help anyone earn more, pay off debt, and reach financial freedom. He has been quoted as a top personal finance blogger in major publications including Insider, Yahoo! Finance, NASDAQ, Discover, MSN Money and more.

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