This mobile banking app lets you do everything for free and takes no fees — ever. Better yet, if you join through this link you can get up to $5,000 in your new account.
Unifimoney is an investment and money management app built to simplify, diversify and unify your money. On top of a $5,000 Bitcoin reward — you can easily better manage your money and grow your wealth effortlessly.
Unification of all your assets and the ability to manage them in a single platform is Unifimoney’s “core mission”.
Unifimoney also promises to simplify money management with an easy-to-use interface – allowing users to focus more on growing their wealth and what's better than a sweet Unifimoney bonus to get you started?
Unifimoney offers the following features:
- High-yield checking account. High interest with 0.20% APY on your deposits, no monthly account fee, bill payments, money transfers, checkbook option, remote check deposits via the app, and auto investing features.
- Cash back credit card. The Unifimoney Visa Credit Card will be available in Q3 2021 with a phased rollout to Unifimoney customers.
- Self-directed brokerage account. Free trades and no fees for buying and selling stocks.
- Crypto and precious metals trading account. Buy, sell and store crypto tokens easily, simply and securely, manage all your investments in one place with Unifimoney.
- Roboadvisor. A low-cost robo investing options from only 0.15% annually.
Unifimoney pretty solid banking app if you want to manage your money all in one place. What's better is that they are offering this bonus to new users, in an effort entice users to start using the finance platform.
Here are the details on the Unifimoney bonus:
Unifimoney is the premium digital money management platform – banking, investing, insurance, credit and more – that makes building and protecting your wealth effortless.
So how can you get that $5,000 Bitcoin bonus?
Deposit between $1,000 and $500,000 within 14 days of opening your account, using this promotional link, to receive a Bitcoin Reward (see chart for tiers and important terms and conditions below).
For single funding transactions greater than $10,000 they recommend these funds are pushed to your Unifimoney account from your existing bank either via ACH or Wire Transfer. Funding transactions initiated within the app are restricted to a maximum $10,000.
You can also transfer existing portfolios using Automated Customer Account Transfer Service (ACATS). You are able to contact support at [email protected] for details on how to do this.
This mobile banking app lets you do everything for free and takes no fees — ever. Better yet, if you join through this link you can get up to $5,000 in your new account.
Unifimoney Bonus Breakdown
So is this a good deal?
The table below shows how those bonuses translate to annualized returns. Some have a 30-day waiting period, while others have a 90-day waiting period.
- $25 BTC bonus for holding $1,000 for 30 days works out to the equivalent of 30% APY.
- $100 BTC bonus for holding $10,000 for 30 days works out to the equivalent of 12% APY.
- $250 BTC bonus for holding $20,000 for 90 days works out to the equivalent of 5% APY.
- $500 BTC bonus for holding $50,000 for 90 days works out to the equivalent of 4% APY.
- $1,000 BTC bonus for holding $100,000 for 90 days works out to the equivalent of 4% APY.
- $2,500 BTC bonus for holding $250,000 for 90 days works out to the equivalent of 4% APY.
- $5,000 BTC bonus for holding $500,000 for 90 days works out to the equivalent of 4% APY.
So far, those figures are excellent, and comparable to the transfer incentives from several brokerages on the high end. You'd only have $500 after a year if you kept $100,000 in a 0.50% APY savings account — but with Unifimoney, you can have it after 90 days.
Here are the steps to earn that bonus (taken straight from their site):
This mobile banking app lets you do everything for free and takes no fees — ever. Better yet, if you join through this link you can get up to $5,000 in your new account.
- Open a new Unifimoney account.
- Deposit the minimum amount based on the tiers in the chart above between $1,000 and $100,000+ within 14 days of account opening.
- To qualify, hold that same minimum amount in combined deposits/assets in the account for 30 days for Tiers 1-2 and 90 days for Tiers 3-5.
- Your Bitcoin reward (shown in the tiers above) will be paid into your Unifimoney Crypto account within 14 days of qualifying.
- Bitcoin Rewards are inclusive of transaction fees and calculated at the rate of Bitcoin at the time of purchase (see details in terms and conditions below)
Keep the following in mind:
For single funding transactions greater than $10,000 they recommend these funds are pushed to your Unifimoney account from your existing bank either via ACH or Wire Transfer. Funding transactions initiated within the app are restricted to a maximum $10,000.
How to sign up
You'll need the following items ready at account opening:
- Cell phone number
- US Citizens: Photo ID and SSN. Non-US Citizens: Passport and SSN.
- Address listed on Photo ID should match your current mailing address.
- Account and routing number for funding bank account. You’ll need to fund with at least $100 initially, and you can add the rest to reach your desired bonus tier above within the next 14 days.
Pro Tip: If you go off to get your photo ID or your phone goes to “sleep” while you're in the middle of filling out an application, it will appear as if you have to start everything over again. Simply choose “Login” and enter your phone number, and the process should resume where you left off.
Frequently Asked Questions
Do I have to deposit $1,000 just to open an account?
When will I get my Bitcoin Reward?
How do I get my Bitcoin Reward?
How do I fund my account?
Bottom line. Unifimoney is a cutting-edge financial technology that combines banking, credit cards, stock trading, portfolio management, and crypto with gold all into one app. Depending on how much you deposit, they have a new user bonus of up to $5,000 in Bitcoin.
This mobile banking app lets you do everything for free and takes no fees — ever. Better yet, if you join through this link you can get up to $5,000 in your new account.
